> ## Documentation Index
> Fetch the complete documentation index at: https://doc.gopay.et/llms.txt
> Use this file to discover all available pages before exploring further.

# Transfer Money

> Send money to individuals and businesses using GoPay

# Transfer Money with GoPay

GoPay provides secure and reliable APIs for transferring money to individuals and businesses. Our transfer solutions enable you to disburse funds seamlessly across Ethiopia.

## Key Features

* **Fast Processing**: Complete transfers within minutes
* **Secure Authentication**: Ed25519 request signing — your private key never leaves your servers
* **Multiple Rails**: Telebirr, CBE Birr, Awash, Dashen, and Bank of Abyssinia
* **Simple Integration**: One endpoint, signed webhooks for settlement

## Common Use Cases

<Tabs>
  <Tab title="Business">
    * Salary disbursements
    * Supplier payments
    * Vendor settlements
  </Tab>

  <Tab title="Customer">
    * Refunds processing
    * Rewards distribution
    * Commission payments
  </Tab>
</Tabs>

## How It Works

1. Your server sends a signed request to `POST /api/v1/initiate-transfer`
2. GoPay verifies the signature, creates the transaction, and debits your merchant wallet
3. The payout is routed to the recipient over the selected bank rail
4. On settlement, GoPay sends a signed webhook to your `notify_url`

## Get Started

<CardGroup>
  <Card title="Quick Start Guide" icon="bolt" href="/transfers/quickstart">
    Get up and running with B2C transfers in minutes
  </Card>

  <Card title="API Reference" icon="code" href="/transfers/api-reference">
    Detailed documentation of transfer endpoints
  </Card>

  <Card title="Code Examples" icon="file-code" href="/transfers/examples">
    View ready-to-use code samples
  </Card>

  <Card title="Testing Guide" icon="vial" href="/resources/testing-guide">
    Learn how to test your integration
  </Card>
</CardGroup>